Previously Known As : Icici Prudential Flexible Income Plan
Icici Prudential Savings Fund Overview
Category Low Duration Fund
BMSMONEY Rank 1
BMSMONEY Rating
Gro. Opt. As On: 17-01-2025
NAV ₹523.72(R) +0.02% ₹530.6(D) +0.02%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 7.91% 6.75% 6.46% 6.92% 7.31%
LumpSum (D) 8.03% 6.87% 6.58% 7.04% 7.43%
SIP (R) -8.78% 5.71% 6.08% 5.62% 6.07%
SIP (D) -8.68% 5.83% 6.2% 5.74% 6.19%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-0.23 -0.07 0.65 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.87% -0.36% -0.29% - 0.73%
Top Low Duration Fund
Fund Name Rank Rating
Icici Prudential Savings Fund 1
UTI Low Duration Fund 2
Axis Treasury Advantage Fund 3
Hdfc Low Duration Fund 4

NAV Date: 17-01-2025

Scheme Name NAV Rupee Change Percent Change
ICICI Prudential Savings Fund - Fortnightly IDCW 101.71
0.0200
0.0200%
ICICI Prudential Savings Fund - Direct Plan - Fortnightly IDCW 101.71
0.0200
0.0200%
ICICI Prudential Savings Fund - Direct Plan - Monthly IDCW 101.93
0.0200
0.0200%
ICICI Prudential Savings Fund - Monthly IDCW 101.93
0.0200
0.0200%
ICICI Prudential Savings Fund - Weekly IDCW 105.55
0.0200
0.0200%
ICICI Prudential Savings Fund - Direct Plan - Weekly IDCW 105.6
0.0200
0.0200%
ICICI Prudential Savings Fund - Daily IDCW 105.74
0.0000
0.0000%
ICICI Prudential Savings Fund - Direct Plan - Daily IDCW 105.74
0.0000
0.0000%
ICICI Prudential Savings Fund - Quarterly IDCW 108.14
0.0300
0.0200%
ICICI Prudential Savings Fund - Direct Plan - Quarterly IDCW 108.37
0.0300
0.0200%
ICICI Prudential Savings Fund - IDCW Others 184.41
0.0400
0.0200%
ICICI Prudential Savings Fund - Direct Plan - IDCW Others 186.9
0.0400
0.0200%
ICICI Prudential Savings Fund - Growth 523.72
0.1200
0.0200%
ICICI Prudential Savings Fund - Direct Plan - Growth 530.6
0.1200
0.0200%

Review Date: 17-01-2025

Icici Prudential Savings Fund is the best performing fund in the Low Duration Fund category. The fund has delivered return of 7.91% in 1 year, 6.75% in 3 years, 6.46% in 5 years and 7.31% in 10 years. The category average for the same periods is 7.27%, 6.11%, 6.03% and 6.56% respectively, which shows very good return performance of fund in the category. The fund has exhibited standard deviation of 0.87, VaR of -0.36, Average Drawdown of -0.21, Semi Deviation of 0.73 and Max Drawdown of -0.29. The category average for the same parameters is 0.61, -0.02, -0.12, 0.5 and -0.13 respectively. The fund has high risk in the category.

Key Points:

  1. An investment of ₹10,000 in Icici Prudential Savings Fund direct growth option would have grown to ₹10803.0 in 1 year, ₹12207.0 in 3 years and ₹13749.0 in 5 years as of today (17-01-2025).
  2. An SIP of ₹1,000 per month in Icici Prudential Savings Fund direct growth option would have grown to ₹11427.0 in 1 year, ₹39340.0 in 3 years and ₹70187.0 in 5 years as of today (17-01-2025).
  3. standard deviation of 0.87 and based on VaR one can expect to lose more than -0.36% of current value of fund in one year.
  4. Sharpe ratio of the fund is -0.23 which shows very good performance of fund in the low duration fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.55
0.52
0.47 | 0.55 1 | 19 Very Good
3M Return % 1.71
1.59
1.48 | 1.71 1 | 19 Very Good
6M Return % 3.73
3.48
3.21 | 3.73 1 | 19 Very Good
1Y Return % 7.91
7.27
6.81 | 7.91 1 | 19 Very Good
3Y Return % 6.75
6.11
5.51 | 6.75 1 | 18 Very Good
5Y Return % 6.46
6.03
5.13 | 9.26 3 | 17 Very Good
7Y Return % 6.92
6.12
5.43 | 6.92 1 | 16 Very Good
10Y Return % 7.31
6.56
5.95 | 7.31 1 | 13 Very Good
15Y Return % 7.80
18.31
6.67 | 45.83 5 | 12 Good
1Y SIP Return % -8.78
-9.21
-9.65 | -8.78 1 | 19 Very Good
3Y SIP Return % 5.71
5.01
4.45 | 5.71 1 | 18 Very Good
5Y SIP Return % 6.08
5.51
4.81 | 6.48 3 | 17 Very Good
7Y SIP Return % 5.62
4.93
4.40 | 5.62 1 | 16 Very Good
10Y SIP Return % 6.07
5.33
4.88 | 6.07 1 | 13 Very Good
15Y SIP Return % 7.00
14.79
2.11 | 43.62 5 | 13 Good
Standard Deviation 0.87
0.61
0.52 | 0.87 17 | 17 Poor
Semi Deviation 0.73
0.50
0.42 | 0.73 17 | 17 Poor
Max Drawdown % -0.29
-0.13
-0.29 | 0.00 17 | 17 Poor
VaR 1 Y % -0.36
-0.02
-0.36 | 0.00 17 | 17 Poor
Average Drawdown % -0.21
-0.12
-0.26 | 0.00 16 | 17 Poor
Sharpe Ratio -0.23
-1.32
-2.21 | -0.23 1 | 17 Very Good
Sterling Ratio 0.65
0.60
0.54 | 0.65 1 | 17 Very Good
Sortino Ratio -0.07
-0.37
-0.55 | -0.07 1 | 17 Very Good
Return data last Updated On : Jan. 17, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.56 0.56 0.53 | 0.60 11 | 19
3M Return % 1.74 1.73 1.65 | 1.80 9 | 19
6M Return % 3.78 3.75 3.59 | 3.95 7 | 19
1Y Return % 8.03 7.83 7.53 | 8.12 2 | 19
3Y Return % 6.87 6.65 6.41 | 6.91 2 | 18
5Y Return % 6.58 6.55 5.85 | 9.65 7 | 17
7Y Return % 7.04 6.64 5.55 | 7.25 4 | 16
10Y Return % 7.43 7.04 6.38 | 7.61 2 | 13
1Y SIP Return % -8.68 -8.75 -9.00 | -8.52 7 | 19
3Y SIP Return % 5.83 5.56 5.31 | 5.83 1 | 18
5Y SIP Return % 6.20 6.04 5.67 | 6.59 5 | 17
7Y SIP Return % 5.74 5.45 5.02 | 5.83 4 | 16
10Y SIP Return % 6.19 5.81 5.30 | 6.34 3 | 13
Standard Deviation 0.87 0.61 0.52 | 0.87 17 | 17
Semi Deviation 0.73 0.50 0.42 | 0.73 17 | 17
Max Drawdown % -0.29 -0.13 -0.29 | 0.00 17 | 17
VaR 1 Y % -0.36 -0.02 -0.36 | 0.00 17 | 17
Average Drawdown % -0.21 -0.12 -0.26 | 0.00 16 | 17
Sharpe Ratio -0.23 -1.32 -2.21 | -0.23 1 | 17
Sterling Ratio 0.65 0.60 0.54 | 0.65 1 | 17
Sortino Ratio -0.07 -0.37 -0.55 | -0.07 1 | 17
Return data last Updated On : Jan. 17, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.02 ₹ 10,002.00 0.02 ₹ 10,002.00
1W 0.14 ₹ 10,014.00 0.14 ₹ 10,014.00
1M 0.55 ₹ 10,055.00 0.56 ₹ 10,056.00
3M 1.71 ₹ 10,171.00 1.74 ₹ 10,174.00
6M 3.73 ₹ 10,373.00 3.78 ₹ 10,378.00
1Y 7.91 ₹ 10,791.00 8.03 ₹ 10,803.00
3Y 6.75 ₹ 12,166.00 6.87 ₹ 12,207.00
5Y 6.46 ₹ 13,674.00 6.58 ₹ 13,749.00
7Y 6.92 ₹ 15,969.00 7.04 ₹ 16,098.00
10Y 7.31 ₹ 20,250.00 7.43 ₹ 20,486.00
15Y 7.80 ₹ 30,860.00 ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -8.78 ₹ 11,420.77 -8.68 ₹ 11,427.47
3Y ₹ 36000 5.71 ₹ 39,270.31 5.83 ₹ 39,339.97
5Y ₹ 60000 6.08 ₹ 69,979.38 6.20 ₹ 70,187.34
7Y ₹ 84000 5.62 ₹ 102,601.55 5.74 ₹ 103,026.92
10Y ₹ 120000 6.07 ₹ 163,874.28 6.19 ₹ 164,921.04
15Y ₹ 180000 7.00 ₹ 312,953.40 ₹


Date Icici Prudential Savings Fund NAV Regular Growth Icici Prudential Savings Fund NAV Direct Growth
17-01-2025 523.7203 530.5993
16-01-2025 523.5989 530.4747
15-01-2025 523.3541 530.225
14-01-2025 523.1787 530.0457
13-01-2025 523.1488 530.0138
10-01-2025 522.9951 529.8533
09-01-2025 522.889 529.7442
08-01-2025 522.8179 529.6706
07-01-2025 522.7892 529.64
06-01-2025 522.7129 529.5611
03-01-2025 522.4292 529.2689
02-01-2025 522.3517 529.1888
01-01-2025 522.2625 529.0968
31-12-2024 522.1088 528.9395
30-12-2024 521.8392 528.6647
27-12-2024 521.5513 528.3683
26-12-2024 521.4154 528.229
24-12-2024 521.2478 528.0561
23-12-2024 521.2333 528.0398
20-12-2024 521.0157 527.8146
19-12-2024 520.9885 527.7855
18-12-2024 520.9685 527.7636
17-12-2024 520.8597 527.6518

Fund Launch Date: 01/Aug/2002
Fund Category: Low Duration Fund
Investment Objective: To generate income through investments in a range of debt and money market instruments while maintaining the optimum balance of yield, safety and liquidity. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.
Fund Description: An open ended low duration debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 6 months and 12 months
Fund Benchmark: Nifty Low Duration Debt Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.